A real pet peeve of mine is when you complete the clients work after it is here from anywhere 6 to 12 months and the client takes forever to pay for it. I do not tan,mount or anything until they put down a down payment on the item .Then after 90 days and 3 notices it dose becomes mine and it goes up for sale and when the client comes in to make a payment or pick it up and I have sold it and they wonder why. Its simple, most people are on a salary and always get paid on time and the small business owner is not on a salary and in order to be paid the client must pay thier bills on time so the business owner can pay his bills.I tell those clients pretend I’m your boss and I say I can not pay you this month but that ok,you don’t have to pay rent,buy food or pay any other bills . This is not a hobby,this is a business and will be treated so. Thank goodness that 95% of the client do pay on time buts it is the 5% that you always think about……